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Help with the cost of living

With the cost of living rising, we could all do with some extra money in our pockets and help keeping the cost of our energy bills down. 

This section provides information that can help you feel more in control of your finances. 


Advice to help with energy bills

No one wants to spend more on their energy bills than they have to. Find out what government support is available to help you with your bills and how you could save money by using energy more efficiently.

Cost of living payments

Find out what government support you can get to help with rising energy costs including money off energy bills and the Energy Price Guarantee.

Energy saving tips

Any money we can save on our bills makes a difference. Read our energy saving tips for more information.

Save on water bills

As well as saving money on the energy you use, there are ways to save money on your water bills too.


Boosting your income

People often assume they're not entitled to government help with things like energy bills, care or housing – but you might be surprised. If you're eligible, these are payments you're entitled to. Make sure you're getting the money you should be.  

Older Asian man with a slight smile on his face

Pension Credit

If you're over State Pension age and on a low income this money could top up your income and help make ends meet.

Warm Home Discount

Find out more about this one-off payment to help with the cost of energy during winter.

What extra money are you entitled to?

Do you know what benefits you're entitled to? Our Benefits Calculator can help you, quickly and easily, to find out what you could be claiming.


Managing your money

There are things you can do to manage your money and places to turn if you're struggling to stay on top of your finances. Here's a selection of helpful information to make the most of your money, and advice on where to get help if you need it.

Pensions advice

Find out more about your pension, how to trace lost pensions, and how to access your pension pots.

Scams and fraud advice

Find out how you can keep your money safe from scammers, how to spot common scams and what to do if you think you've been scammed.

Debt advice

If you're struggling with debt, you're not alone and it's never too early or too late to seek help. Take the first steps to regain control of your finances.


Looking after your health

Everyone is concerned about rising costs at the moment and many people may be struggling to make ends meet. While there are lots of things you can do to save money, it's important that you don't put your health at risk and that you still look out for your mental wellbeing.

Looking after your health

Although everyone is trying to save money at the moment, it's important to be mindful of health risks and look after our wellbeing too.

Top tips

We've brought together some top tips for things you can do to stay healthy and well during the cost of living crisis.

Your mind matters

If your concerns around the cost of living crisis are making you feel low or out of sorts, our hub on mental health and wellbeing might help.

Protecting the triple lock and stopping cuts to benefits

With the cost of living increasing all the time, many older people are already struggling to make ends meet. It's more important than ever that the Government keeps its promise to protect the triple lock and stop benefit cuts.

Learn more about this campaign

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We offer support through our free advice line on 0800 678 1602. Lines are open 8am-7pm, 365 days a year. We also have specialist advisers at over 120 local ϲֱ쿪s.

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