Pension advice - how much do I need to retire? | °ÄÃÅÁùºÏ²ÊÖ±²¥×î¿ì¿ª½±

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Pensions advice

Most people are entitled to a State Pension when they reach State Pension age, but you may also have a personal or workplace pension. In this section, you can find free and impartial advice on pensions, annuities and planning for your retirement.


Pensions and annuities advice

  • State Pension

    The State Pension gives you a regular income from the government once you reach State Pension age.
  • Workplace pensions

    Every employer must provide a workplace pension. Workplace pensions can help you plan for your retirement.
  • Annuities

    An annuity is a type of insurance policy that can be bought using your pension and provide you with a regular income.
  • Tracing old pensions

    If you've had multiple jobs, you may have multiple pensions. The free Pension Tracing Service can help.
  • Pension scams

    It's possible to access your pension prior to retirement, but be wary of criminals who want to take advantage of this.
  • Your pension pot

    There are lots of things to consider when thinking about what you're going to do with your pension pot.

Use our pension calculator

MoneyHelper's pension calculator can help you work out how much money you'll need in retirement and how much you can expect.

Missing pensions

Michelle Cracknell and Amy Mankelow discuss the number of missing pension pots in the UK and how to trace them.

Phone icon We're here to help

We offer support through our free advice line on 0800 678 1602. Lines are open 8am-7pm, 365 days a year. We also have specialist advisers at over 120 local °ÄÃÅÁùºÏ²ÊÖ±²¥×î¿ì¿ª½±s.

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