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State Pension

The State Pension is a regular payment made to you by the Government once you reach State Pension age. It's based on your previous National Insurance contributions.


What types of State Pensions are there?

The new State Pension came into effect in 2016, replacing the old State Pension which existed before it. Which pension applies to you will depend on whether you reached State Pension age before the new State Pension came into force (see the table below).


What State Pension would I claim?

Use our chart to find out which State Pension you should claim:

Gender Date of birth Pension
Female Before 6 April 1953 Old State Pension
Female After 5 April 1953 New State Pension
Male Before 6 April 1951 Old State Pension
Male After 5 April 1951 New State Pension

Why are there two State Pensions?

The New State Pension was introduced in 2016 to replace the old State Pension (sometimes referred to as 'the basic State Pension'). Those already qualified for the old State Pension continue to receive it, and only new claimants receive the new State Pension. Eventually, the old State Pension will be phased out completely.


When will I reach State Pension age?

State Pension age is currently 66 years old for both men and women. You can check when you'll receive your State Pension using the GOV.UK checker below. 

You won't get your State Pension automatically – you have to claim it. 

You should get an invitation letter from the Pension Service around 4 months before you reach State Pension age. You'll have the choice to claim it then or to defer it and receive higher payments in the future instead.

Check your State Pension age

Use the government's State Pension calculator to find out your State Pension age.

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Last updated: Apr 10 2023

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